Billionaire Investor Warren Buffett, said, "You can sit in the shade tomorrow because of the tree you planted today." At SJB Financial, we can help solidify your tomorrow by planning today. No matter where you are on your financial journey, we en devour to come along with the financial literacy and resources you need to establish a solid foundation for success and longevity. From managing your daily finances to saving for college or retirement, a risk-averse approach to long-term financial planning will keep you on the road to financial independence, so you can live the way you want to live, for the rest of your life.

With the ever-changing tax codes and post-2008 corporate reform, cost, complexity, compliance, and reporting has increased the need for more advanced business planning structures and procedures that are more efficient from both a cost and benefit aspect. As a multi-disciplined firm, our team of legal, tax, finance and risk management experts can help provide enhanced solutions for small businesses and municipalities. Our professional business consultants work with corporations and owners to implement more effective solutions which help to create and increase liquidity and enterprise value by planning around the 4 key drivers: Returns, Growth, Risk and Exit. 

Creating wealth requires focus, opportunity, discipline and sound financial planning. Managing wealth requires mastery of financial literacy. Sustaining and preserving wealth requires proper risk management to mitigate the corrosive impact of taxes, volatility and inflation. Combining time-tested and proven capital strategies with institutional grade analysis, tools and resources, enables our clients to build long-term profitability. At SJB Financial, we believe these are the core principles for affluence and the cornerstone of our client-centric, consumer advocacy services for wealth creation, wealth preservation and a lifetime income stream.

You've worked hard to accumulate assets for your family and to provide them with security and a higher quality of life. So as you mature in both your personal and professional life, your financial planning ultimately shifts to preserving your wealth for future generations. Without advanced estate planning or proper risk management, much of your hard earned assets could end up in the hands of the IRS, other state and federal taxing authorities, or even creditors. Let our risk analysis team help you manage the risks associated with life and finances by surrounding you, your family or your business with the protection you need to ensure the preservation of your assets and the quality of life you want for your family.