Broker Check

Our Company


SJB Financial is a client-focused, financial services firm with a passion for consumer advocacy. We are proudly aligned with more than 50 of the nations largest financial institutions and private practices. This enables us to deliver advanced planning concepts and innovative solutions, which are engineered to address the sophisticated financial planning and risk management needs of discerning individuals, affluent families and successful businesses. Our expert team of financial consultants work as a cohesive planning team, across multiple disciplines including tax, legal, finance, business, insurance and risk management with some of the nation’s largest and oldest financial institutions in order to develop more practical, efficient, tax-advantaged and risk-averse ways to address complex financial dilemmas, which are manifested and perpetuated by the ever changing tax code, economic climate and regulatory landscape.

Operating as an independent organization without a 'big-business" ideology and unwieldy bureaucracy, means we can provide absolute transparency and unbiased guidance throughout the financial planning process. We are thereby, unfettered to always act as comsumer advocates in the best interests of our clients.

Our client-centric philosophy and mastery of financial literacy, allows our clients to capitalize from our deep pool of resources in order to optimize the opportunities to create, enhance and preserve wealth.


We provide expert assistance in the following areas:

Individual Planning

  • Retirement 
  • Wealth Creation
  • Tax Planning
  • Income Solutions
  • Life Insurance
  • Individual Retirement Plans (IRA)
  • SEP IRA (Self Employment Plans)
  • Mutual Funds
  • Annuities
  • College Savings Plans
  • Estate Planning *
  • Legacy Planning *
  • Multi-Generational Family Planning *
  • Asset Protection
  • Trust Services
  • Charitable Trusts
  • Financing for Estate & Legacy Planning *

Business Planning

  • Business "Exit" Strategies *
  • Business Succession Planning *
  • Buy/Sell Strategies
  • Professional Retirement Solutions for Employers
  • Professional Retirement Solutions for Employees
  • Non Qualified Deferred Compensation *
  • Employer Benefit Plans
  • Executive Benefit Plans
  • Employee Benefit Plans
  • Defined Benefit Plans
  • Cash Balance Plans
  • Defined Contribution Plans
  • 401k Plans
  • Profit Sharing Plans
  • 403b Plans
  • 457 Plans
  • Self Directed IRA
  • Financing for Employer Benefit Plans *
  • Financing For Executive Benefit Plans *
  • Financing for Employee Benefit Programs
  • Risk Management
  • Insurance Services


  • Life Insurance (Index Universal Life, Whole, Variable, Term, Dividend)
  • Financing for Life Insurance Premiums *
  • Bank Owned Life Insurance (BOLI) *
  • Corporate Owned Life Insurance (COLI) *
  • Long-Term Care Insurance
  • Disability Income Insurance
  • Group Insurance
  • Guaranteed Issue